Pension upgrade and supported service
Benefits of the Johnson Fleming Upgrade Service
- Lower Annual Management Charge (AMC)
- User friendly website with full telephone assistance
- The option to transfer other pensions - to benefit even further from these low charges and flexible platform
Pension upgrade and supported service
Want to know more?
Take a look at Scottish Widows' Pension FAQ’s
Pension upgrade and supported service
Benefits of the Johnson Fleming Supported Service
- A service designed to make sure you know what you need to improve your retirement
- Our unique 'nudges' are clear messages containing an easy way to act or to get more help from our experts if you need it. Nudges provide:
- Relevant actions for you to consider
- Prompts to help you choose the right funds
- Guidance to help keep your savings on track
- Support to make sure you know what action to take as you get closer to retirement
- Webinars to help you understand your pension and wider finances
- Telephone access to our team of experts
- Help to make the most of your pension and savings tax relief
- The security of knowing you have expert support
Pension upgrade and supported service
Where will my money be invested?
Your money will initially be invested in the Balanced Pension Approach - Targeting Flexible Access, you will be able to make your own investment choices from a wide range of funds.
Find out more about the Balanced Pension Approach - Targeting Flexible Access
For those who want choice, Scottish Widows offer flexibility and choice to develop personalised solutions, they offer a wide range of passively and actively managed funds, with different levels of risk, from some of the UK's leading fund managers.
Scottish Widows’ comprehensive offering - which ranges from investment comparison and monitoring tools – helps you make the most of the extensive choice available.
Explore the full range of investment options available in Pension Funds Investors Guide below
Individual Transfers
Download Documents