Disclaimer

About the Information Contained on this website

The information, guidance and views expressed on this website are based on Johnson Fleming Limited’s understanding of current UK legislation, which is subject to change without notice.

The content is targeted at UK consumers, over 18 years of age and is provided for information and guidance only and therefore does not represent financial advice nor should it be construed as such and should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. Investors who are resident in or citizens of countries other than the UK may be subject to different legislative and regulatory restrictions.

Any figures provided on the website are for illustrative purposes only and are not guaranteed. All fees are subject to VAT, annual RPI increases and payable directly to Johnson Fleming Limited by Direct Debit mandate.

If you are in any doubt as to how the content of this website impacts upon your own situation or circumstances you should seek financial advice.

Johnson Fleming Limited has joined alliances with specialist business associates who are able to provide personal investment advice, upon request. These carefully selected business partners reserve the right to charge a fee for these services which would be agreed in advance before they undertake any work.

Separate terms and conditions will apply for other products and services offered within the companies that form part of the Johnson Fleming Group. Whilst we take all responsibility to ensure that the information is accurate and up to date, we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made, we recommend you seek verification by contacting us.

Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum. In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.

This website may contain links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked website.

Johnson Fleming Limited is registered with the UK Information Commissioner’s Office and endeavours to follow all the guideline and rules set out in the Data Protection Act 1998.

Complaints

You should contact us immediately if you are dissatisfied with our service. Emails should be sent to complaints@johnsonfleming.com.

Your complaint will be handled in accordance with FCA rules. We treat any complaint very seriously and aim to resolve each complaint fairly and promptly. We have a written policy, available upon request, about how we do this.

Should we fail to resolve your complaint to your satisfaction or if we fail to do so within eight weeks of receipt, you can also direct your complaint to The Financial Ombudsman Service (FOS), for more details visit: www.financial-ombudsman.org.uk.

For clients who have signed their contract via our online portal, you can use the European Online Dispute Resolution platform: ec.europa.eu/odr.

Regulatory Information

Johnson Fleming Limited is authorised and regulated by the Financial Conduct Authority, register number 736842. Registered in England and Wales, register number 04385810.

The Financial Conduct Authority does not regulate some forms of auto-enrolment, some pension communications and some pension governance.

Johnson Fleming Services Limited is not authorised by the Financial Conduct Authority. Registered in England and Wales, register number 08373606.

Johnson Fleming Future Life Planning Limited is an Appointed Representative of Johnson Fleming Limited, which is authorised and regulated by the Financial Conduct Authority, register number 736842.

inform+equip™ © 2016 Johnson Fleming Limited. All rights reserved. The information provided relating to inform+equip may be changed without prior notice.

The registered office for all companies is:

Fleming House, Bromsgrove Enterprise Park, Bromsgrove B60 3AL.

Johnson Fleming Limited is a firm of Financial Advisers and our permitted business activity is advising and arranging life insurance, pensions, investments and general insurance contracts. Johnson Fleming Limited is not authorised as tax advisers, employment law specialists or advisers to pension scheme trustees. The Financial Conduct Authority does not regulate some forms of auto enrolment services, some pension communications services and some pensions governance services.

The services outlined within this website are examples of the range of services that Johnson Fleming Limited is able to offer. All services referred to do not necessarily form part of our core offering and therefore the actual costs for each service will be considered and agreed before we conduct any work on behalf of a client.

Cookies

We may collect technical data about the type of internet browser and computer operating system that you use, and also which pages you visit and interact with. This information does not identify you as an individual and is used only for tracking site usage so that we can improve your experience. We might also place a ‘cookie’ on your hard drive that will help us to identify you when you return to the site and allow us to tailor content to your personal preferences. If you do not wish to use ‘cookies’ you may disable this option in your browser settings.

Emails

Email communications are for information only and do not represent financial advice. If you require personalised financial advice this can be provided by Johnson Fleming Future Life Planning on request at which time you will be referred to a duly authorised Adviser. Johnson Fleming Future Life Planning reserves the right to charge a fee for personal financial advice services and any fee payable will be agreed before we carry out any work on your behalf.

Emails are private and confidential and protected by copyright. It may also be privileged or otherwise protected by other legal rules. Access by or disclosure to anyone other than the intended recipient for any reason other than the business purpose, for which the message is intended, is unauthorised. If you receive an email in error, notify us, delete it and do not make use of or copy it.

Emails and any attachments may not be secure and should be treated with caution as they may contain viruses. Johnson Fleming Limited does not accept legal responsibility for the contents. Any views or opinions presented are solely those of the author and do not necessarily represent those of Johnson Fleming Limited unless otherwise specifically stated.

Johnson Fleming Limited can take no responsibility for any computer viruses which might be transferred by way of email.